Work with Jason

I’m leaving the text below on working with me directly, however I have no openings for new clients at this time. There is good news though! My firm has a grown substantially over the past few years and we have a great network of advisors that could be a great fit for you. If you’d like to be introduced to one of my advisor partners, just reach out via the contact form and I may be able to put you in touch with someone a lot like me, only local. – Jason

If you’re looking for a financial advisor there’s a possibility we could be a good fit.  Before contacting me please read the short description of who I typically serve and how I work.  If you think there’s a possibility we’d be a good fit then feel free to get in touch via phone or email for a complimentary, no obligation initial interview.

Who I Serve:

Good planning is more than just managing Investments.

Good planning is more than just managing Investments.

I’ve been very fortunate to have a great group of clients for many years.  While each client is unique there are a few commonalities that might help you determine if you would also benefit from my services.

  • Most clients are either retired or within 10 years of retirement.
  • Most clients are fairly conservative investors that place high value in the safety of their investment plan and less emphasis on taking high risk in effort to generate maximum return.
  • My clients are patient, long term investors committed to having a custom asset management plan to work for the rest of the lives – not short term trading that may or may not work.
  • Most clients are successful, family oriented, community involved people with life purpose that far exceeds just money and personal belongings.

How I work:

I am a Fee-Only financial advisor that proudly acts as a Fiduciary for my clients.  This means I have a legal obligation to put clients interests far before my own in all recommendations I make.

Each client receives a custom financial and investment management plan geared towards their unique financial goals and objectives.  We build these plans around life events such as retirement, wealth transfer, business succession planning, and asset protection.  My specific area of expertise is in retirement income planning; though I have a great team with unique expertise in tax planning, investment management, and risk management.

As is hopefully evident by my blogging activities – I communicate regularly with clients via technology (email is my preferred communication medium).  My experience is that it is very, very difficult for financial advisors and investment managers to actually perform their job if they are on the phone or in meetings all day, every day.  As such I block one week of each month just for doing meetings with clients and use the other 3 weeks each month for managing assets and doing research for client benefit.

I visit with each client twice per year and provide unlimited email support between meetings.  Some of my clients are local to West Michigan or Southern California (where I have offices) – but many are from all over the United States and we work together virtually.  Under this arrangement we use web conferencing, phone, and email to regularly communicate.

Working with a financial advisor without having to drive to their office is actually very easy and convenient.  Meetings can be done from the comfort of your home or office while we still see each other over the computer screen while simultaneously being able to review financial matters.

Working with a financial advisor without having to drive to their office is actually very easy and convenient. Meetings can be done from the comfort of your home or office while we still see each other over the computer screen while simultaneously being able to review financial matters.

My firm has a wonderful support staff that makes phone contact simple and easy anytime it is needed, though I’m not typically the person that answers the phone or performs phone based support.

If you’re the type of person that likes to talk frequently via telephone with me personally then we probably are not a good fit.  My experience is that frequent telephone conservations without prearranged objectives is counter productive from helping clients do the best they can with the resources they have – which is one of my primary objectives in my work.  Phone appointments, however, are highly productive and always welcome.  Especially when a clearly communicated objective is at hand.

All clients have 24/7 secure online access to their accounts.  My firm invests heavily in technology to provide clients with real time account alerts and monitoring to ensure all planning is done at the time it is needed, rather than the reactionary way many advisors provide support.

What I Charge:

I charge a simple, low, flat fee for financial planning.  In almost all cases the planning fee is just $600 and comes with a 100% satisfaction guarantee or you pay nothing.  For clients that want ongoing help managing their investments fees are based on a percentage of assets under management.  For asset management we strive to keep costs as low as possible, so clients can keep more of their return (the way it should be).  If you’d like complete details of my firms fee schedule just use the contact form on my site and I’m happy to provide an estimate for your situation.

When we manage accounts it is done so via an independent custodian and we never (ever) take custody of client assets.  This is important as it protects investors from fraud and theft.  It also ensures I never make a commission for transactions since I am not a representative of any financial custodian.  Most of our clients assets are held with either TD Ameritrade or FOLIO Institutional though we have the ability to work with others if the situation calls for it.

What I Do For Clients (all over the USA):

I'd say it's about time for some better financial advice. How about you?

I’d say it’s about time for some better financial advice. How about you?

Most importantly I feel that clients and their advisors get along and work as a team.  Good financial planning and investment management doesn’t work overnight.  It takes time, patience, and trust.

I’ve done the best I can at structuring my work and services in a manner that gives clients personal attention and financial management support.  I know there is always room for improvement and always strive to get better at what I do each day.  My uncompromising promise is to take the thousands of hours of research I do each year and leverage it to benefit those who place their trust with me and my firm.

Due to advancements in technology I’m happy to work with investors all over the United States (as briefly mentioned above).  We have a wonderful web-based virtual meeting program that allows me to work with clients in a very personal manner despite being hundreds or even thousands of miles apart.  If you’ve never thought about working with an advisor virtually – I think you’d be pleasantly surprised how easy, efficient, and enjoyable it can be.  If you live in Western Michigan or Southern California my firm has offices in both regions and I’m more than happy to meet you at one of our locations personally as well.

Could we work Together?

If after reading above you’d like to have a conversation about working together I’d be happy to invest an hour of my time getting to know you better, your financial goals, and help determine if there’s value I can provide in your life.  I do all of my initial appointments via the phone and/or web conference.  To set up an initial meeting, have your questions answered, and to see if we could be a good fit – just use the “Book Appointment” button below.

Thanks for checking out this tab and learning more about who I serve and how we work together.

Best,

Jason